/* Op Wealth — site styles. Colours pulled from the Brand & Style Kit. */
:root{
  --navy:#0E2138;
  --panel:#16304C;
  --chip:#1C3A5C;
  --gold:#C9A84C;
  --gold-bright:#E6B95C;
  --text:#F2F4F7;
  --muted:#AFC0D2;
  --red:#C0392B;
  --green:#5FB07A;
  --maxw:1080px;
  --r:14px;
  --ease:cubic-bezier(.4,0,.2,1);
}

*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family:Arial,"Liberation Sans",Helvetica,sans-serif;
  background:var(--navy);
  color:var(--text);
  line-height:1.65;
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}
a{color:inherit;text-decoration:none}
img,svg{display:block;max-width:100%}

/* layout */
.wrap{width:100%;max-width:var(--maxw);margin:0 auto;padding:0 24px}
section{padding:88px 0}
.section-sm{padding:56px 0}

/* typography */
h1,h2,h3{font-weight:700;line-height:1.15;letter-spacing:-.01em}
h1{font-size:clamp(2.1rem,5.2vw,3.6rem)}
h2{font-size:clamp(1.6rem,3.4vw,2.4rem);margin-bottom:18px}
h3{font-size:1.18rem;margin-bottom:8px}
p{margin-bottom:16px;color:var(--muted)}
p.lead{font-size:1.18rem;color:var(--text);max-width:60ch}
.eyebrow{
  font-size:.78rem;font-weight:700;letter-spacing:.22em;text-transform:uppercase;
  color:var(--gold);margin-bottom:18px;display:inline-block;
}
.gold{color:var(--gold)}
.rule{width:54px;height:3px;background:var(--gold);border:0;margin:0 0 26px}
.center{text-align:center}
.center .rule{margin-left:auto;margin-right:auto}

/* header / nav */
header.site{
  position:sticky;top:0;z-index:50;
  background:rgba(14,33,56,.82);
  backdrop-filter:blur(12px);
  border-bottom:1px solid rgba(201,168,76,.18);
}
.nav{display:flex;align-items:center;justify-content:space-between;height:74px}
.brand{display:flex;align-items:center;gap:12px}
.brand svg,.brand img{height:34px;width:auto}
.brand .name{font-weight:700;letter-spacing:.16em;font-size:1.02rem;text-transform:uppercase}
.nav-links{display:flex;align-items:center;gap:30px}
.nav-links a{font-size:.95rem;color:var(--muted);transition:color .2s var(--ease);position:relative}
.nav-links a:hover,.nav-links a.active{color:var(--text)}
.nav-links a.active::after{
  content:"";position:absolute;left:0;right:0;bottom:-8px;height:2px;background:var(--gold)
}
.nav-toggle{display:none;background:none;border:0;color:var(--text);cursor:pointer;padding:8px}
.nav-toggle span{display:block;width:24px;height:2px;background:var(--text);margin:5px 0;transition:.3s var(--ease)}

/* buttons */
.btn{
  display:inline-block;font-weight:700;font-size:.98rem;letter-spacing:.01em;
  padding:14px 28px;border-radius:10px;cursor:pointer;border:1px solid transparent;
  transition:transform .18s var(--ease),box-shadow .25s var(--ease),background .2s var(--ease);
}
.btn-gold{background:var(--gold);color:var(--navy);box-shadow:0 8px 24px -10px rgba(201,168,76,.6)}
.btn-gold:hover{background:var(--gold-bright);transform:translateY(-2px);box-shadow:0 14px 30px -10px rgba(201,168,76,.7)}
.btn-ghost{border-color:rgba(201,168,76,.5);color:var(--text)}
.btn-ghost:hover{border-color:var(--gold);background:rgba(201,168,76,.08);transform:translateY(-2px)}
.btn-row{display:flex;flex-wrap:wrap;gap:14px;align-items:center}
.link-arrow{color:var(--gold);font-weight:700;font-size:.98rem}
.link-arrow:hover{color:var(--gold-bright)}

/* hero */
.hero{position:relative;padding:120px 0 104px;overflow:hidden}
.hero::before{
  content:"";position:absolute;inset:0;z-index:-1;
  background:
    radial-gradient(1100px 520px at 78% -8%,rgba(201,168,76,.16),transparent 60%),
    radial-gradient(800px 480px at 0% 100%,rgba(28,58,92,.55),transparent 55%);
}
.hero h1{max-width:16ch;margin-bottom:22px}
.hero .sub{font-size:1.22rem;color:var(--text);max-width:54ch;margin-bottom:32px}

/* cards */
.grid{display:grid;gap:22px}
.grid-2{grid-template-columns:repeat(2,1fr)}
.grid-3{grid-template-columns:repeat(3,1fr)}
.card{
  background:var(--panel);border-radius:var(--r);padding:30px 28px;
  border:1px solid rgba(201,168,76,.12);position:relative;
  transition:transform .22s var(--ease),border-color .22s var(--ease);
}
.card:hover{transform:translateY(-4px);border-color:rgba(201,168,76,.4)}
.card.accent{border-left:3px solid var(--gold)}
.card .num{font-size:.8rem;font-weight:700;letter-spacing:.2em;color:var(--gold);text-transform:uppercase}

/* offer / price cards */
.price-card{display:flex;flex-direction:column;background:var(--panel);border-radius:var(--r);
  padding:34px 30px;border:1px solid rgba(201,168,76,.14)}
.price-card.feature{border:1.5px solid var(--gold);background:linear-gradient(180deg,#193a5c,#16304C)}
.tag{display:inline-block;font-size:.72rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;
  color:var(--navy);background:var(--gold);padding:5px 12px;border-radius:999px;margin-bottom:16px;align-self:flex-start}
.price{display:flex;align-items:baseline;gap:10px;margin:6px 0 4px}
.price .now{font-size:2.5rem;font-weight:700;color:var(--text)}
.price .was{font-size:1.15rem;color:var(--muted);text-decoration:line-through}
.price-sub{font-size:.9rem;color:var(--gold);margin-bottom:18px;font-weight:700}
.feat-list{list-style:none;margin:8px 0 26px}
.feat-list li{position:relative;padding-left:26px;margin-bottom:11px;color:var(--muted)}
.feat-list li::before{content:"";position:absolute;left:0;top:9px;width:10px;height:10px;
  border-right:2px solid var(--gold);border-bottom:2px solid var(--gold);transform:rotate(45deg) translateY(-2px)}
.price-card .btn{margin-top:auto}

/* steps */
.steps{counter-reset:step}
.step{display:flex;gap:20px;align-items:flex-start;margin-bottom:28px}
.step .dot{flex:0 0 auto;width:46px;height:46px;border-radius:50%;border:1.5px solid var(--gold);
  display:flex;align-items:center;justify-content:center;color:var(--gold);font-weight:700;font-size:1.1rem}

/* quote / disclaimer band */
.note{background:var(--chip);border-left:3px solid var(--gold);border-radius:10px;padding:22px 26px}
.note strong{color:var(--text)}
.note p{margin:0}

/* list with gold ticks */
.ticks{list-style:none}
.ticks li{position:relative;padding-left:30px;margin-bottom:14px;color:var(--muted)}
.ticks li::before{content:"";position:absolute;left:2px;top:7px;width:11px;height:11px;
  border-right:2.5px solid var(--gold);border-bottom:2.5px solid var(--gold);transform:rotate(45deg)}
.ticks li strong{color:var(--text)}

/* closing band */
.band{background:linear-gradient(180deg,#16304C,#0E2138);border-top:1px solid rgba(201,168,76,.2);
  border-bottom:1px solid rgba(201,168,76,.2);text-align:center}
.band h2{margin-bottom:10px}

/* guides */
.guide{display:flex;flex-direction:column;gap:6px}
.guide .num{margin-bottom:6px}

/* footer */
footer.site{background:#0A1828;border-top:1px solid rgba(201,168,76,.18);padding:54px 0 40px}
.foot-top{display:flex;justify-content:space-between;gap:40px;flex-wrap:wrap;margin-bottom:34px}
.foot-brand{max-width:34ch}
.foot-brand img,.foot-brand svg{height:38px;margin-bottom:16px}
.foot-brand p{font-size:.95rem;margin:0}
.foot-cols{display:flex;gap:64px;flex-wrap:wrap}
.foot-col h4{font-size:.78rem;letter-spacing:.18em;text-transform:uppercase;color:var(--gold);margin-bottom:14px}
.foot-col a{display:block;color:var(--muted);font-size:.95rem;margin-bottom:10px;transition:color .2s}
.foot-col a:hover{color:var(--text)}
.disclaimer{border-top:1px solid rgba(255,255,255,.08);padding-top:22px;font-size:.82rem;color:var(--muted);line-height:1.7}
.disclaimer .tagline{color:var(--gold);font-weight:700}

/* fade-in */
.reveal{opacity:0;transform:translateY(22px);transition:opacity .7s var(--ease),transform .7s var(--ease)}
.reveal.in{opacity:1;transform:none}

/* responsive */
@media(max-width:860px){
  .grid-3{grid-template-columns:1fr}
  .grid-2{grid-template-columns:1fr}
  section{padding:64px 0}
  .hero{padding:84px 0 72px}
  .nav-links{position:fixed;inset:74px 0 auto 0;flex-direction:column;gap:0;
    background:var(--navy);border-bottom:1px solid rgba(201,168,76,.2);
    max-height:0;overflow:hidden;transition:max-height .35s var(--ease)}
  .nav-links.open{max-height:340px}
  .nav-links a{padding:16px 24px;width:100%;border-bottom:1px solid rgba(255,255,255,.06)}
  .nav-links a.active::after{display:none}
  .nav-toggle{display:block}
  .foot-top{flex-direction:column;gap:30px}
}